In regards to economic measures such as retail sales, industrial production, and employment, the author of today’s article notes that “it is a perverse fact that such measures have been at their highest points, and even at record levels, just before falling a few months later under the weight of an economic downturn.” And now another indicator that tends to peak before a downturn – and is currently at a record level – can be added to the list: the household wealth to income ratio. What does this ratio mean – and is it flashing a warning that a recession is coming? CLICK HERE.
Do you know your net worth? The author of today’s article points out that “Many people know the number on their last paycheck, but not their net worth”, and he notes that “That’s a shame, because net worth is the single most important personal finance metric.” In fact, tracking your net worth (and understanding that it’s more important than income) is the first of nine “hacks” the author outlines to help you save more money. For some tools to help you track your net worth – and for the other eight hacks – CLICK HERE.
When it comes to dividend stocks, the author of today’s article observes that too many investors fixate on a company’s past record of payouts, rather than focusing on a company’s prospects to continue increasing its payout well into the future. He proceeds to highlight five dividend aristocrats that he believes have years – and even decades – of dividend growth ahead, noting “We’re better off focusing on companies that are generating sales and profit growth organically. From there, we choose the firms that are financially fit enough to dish an increasing amount of their profits back to their shareholders every year.” For more, CLICK HERE.
How do you go about turning your retirement savings into retirement income? In today’s article, the author examines a number of retirement income strategies – and the pros and cons of each. Is the traditional approach – the 4% “safe” withdrawal rate – still safe? Does the proposed 7% “optimal” withdrawal rate have merit? What strategy “provides the highest income stream without the risks of high withdrawal rates” – and what strategy has been singled out as the “ideal plan”? CLICK HERE.
Rates have been ticking up (and further increases are expected this year) but we are still in a low yield environment – and will likely remain in one for some time to come. So where can investors find income in this environment without taking on too much risk? Today’s article makes the case for considering convertible bonds (which can be converted into stock of the issuing company), noting that “convertibles are uniquely positioned to offer the growth potential of stocks, but with the income and downside risk management characteristics of traditional bonds.” For more, CLICK HERE.
The firm that invented the automatically dimming rearview car mirror (and now controls about 90% of that global market), a leading investor in the infrastructure underlying clean energy projects, and a leading supplier of niche surgical products are the three companies highlighted in today’s article which seeks to identify little-known small-cap dividend stocks that income investors may want to become acquainted with. For more on these three dividend stocks – and why they may be worthy of the income investor’s consideration – CLICK HERE.
While dividend-paying stocks can be reliable sources of income from strong companies, the author of today’s article argues that “the dividend stock landscape has changed somewhat, and investors should consider a variety of factors when hunting for returns.” What might income investors want to consider when it comes to the valuation, business performance and management outlook, and tax implications of dividend-paying stocks in this new landscape – and what three dividend stocks does the author highlight as strong picks? CLICK HERE.
In the quest to achieve alpha in the markets, don’t neglect the importance of achieving alpha with your income, advises the author of today’s article. He states that “saving more is often your best investment decision and the best way to supercharge your savings is to earn more money” – and provides a simple example to show just how big of an impact saving part (or all) of a raise can have on your bottom line. But how can you go about securing that raise in the first place? The author outlines some considerations in that regard – and what you can do even if your efforts are unsuccessful. CLICK HERE.
Dividend Aristocrat stocks offer reliable dividend increases, but the author of today’s article notes that many of these companies have only been able to maintain their dividend increase streaks by raising payouts by negligible amounts. Contrast that with what he refers to as “income gushers” – stocks that are increasing annual payouts by 20% or more. He proceeds to highlight five such income gushers – all of which most recently hiked their dividends by at least 20% and which have 5-year average dividend growth ranging from 20% to 40%. To find out what these stocks are, CLICK HERE.
The real estate investment trust highlighted in today’s article has a portfolio largely focused on entertainment and recreation related real estate such as ski parks, upscale water parks and megaplex theatres. As such, it stands to benefit from the economic growth anticipated under the Trump administration. However, the author notes that there is also an overlooked – yet significant – portion of the REIT’s portfolio “that will benefit from, of all things, education reform.” To find out what this REIT is and how it stands to benefit from the Trump/GOP plans for education reform, CLICK HERE.